Many Americans would agree that the topic of personal finance management is a major stressor and at times seems like an uphill battle but experts say, a plan with goals and targets can offer relief.
A Gallup survey reveals that 80 percent of workers with a plan say they feel more confident about achieving their goals.
Financial experts advise, start small instead of tackling the big numbers – such as a 7-figure retirement account, or college tuition.
They also say give yourself credit and take into account positives like a growing 401K, or rising home value.
A few other suggestions which may be considered no-brainers but make a real difference if followed through on are: build up your emergency fund, cut back on spending, pay down your debt and remember to save.
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